Call reports 2010
COMMONWEALTH BANK AND TRUST COMPANY — 2010
What COMMONWEALTH BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 871,468,000 | 825,353,000 | 793,076,000 | 818,355,000 |
| Total loans | 557,382,000 | 554,782,000 | 561,160,000 | 556,636,000 |
| Allowance for loan losses | 5,640,000 | 6,239,000 | 7,467,000 | 8,161,000 |
| Securities available for sale | 204,375,000 | 192,981,000 | 173,889,000 | 202,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,188,000 | 654,313,000 | 635,845,000 | 646,325,000 |
| Interest-bearing deposits | 658,014,000 | 588,965,000 | 566,549,000 | 558,242,000 |
| Noninterest-bearing deposits | 62,174,000 | 65,348,000 | 69,296,000 | 88,083,000 |
| Equity capital | 66,776,000 | 71,204,000 | 72,545,000 | 63,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,170,000 | 18,568,000 | 27,344,000 | 36,097,000 |
| Interest expense | 2,809,000 | 5,610,000 | 8,162,000 | 10,505,000 |
| Net interest income | 6,361,000 | 12,958,000 | 19,182,000 | 25,592,000 |
| Noninterest income | 2,482,000 | 5,445,000 | 8,521,000 | 10,774,000 |
| Noninterest expense | 6,869,000 | 13,939,000 | 21,255,000 | 28,553,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 4,150,000 | 7,100,000 |
| Pretax income | 843,000 | 4,552,000 | 5,932,000 | 5,893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 843,000 | 4,552,000 | 5,932,000 | 5,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,984,000 | 68,644,000 | 69,793,000 | 69,754,000 |
| Total capital | 71,624,000 | 74,883,000 | 77,054,000 | 77,029,000 |
| Risk-weighted assets | 600,375,000 | 588,504,000 | 580,882,000 | 581,117,000 |