Call reports 2008
AMBANK — 2008
What AMBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,865,000 | 91,489,000 | 90,425,000 | 101,567,000 |
| Total loans | 44,463,000 | 44,064,000 | 46,426,000 | 47,342,000 |
| Allowance for loan losses | 791,000 | 797,000 | 791,000 | 886,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,592,000 | 30,069,000 | 29,338,000 | 29,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,851,000 | 81,802,000 | 80,133,000 | 85,666,000 |
| Interest-bearing deposits | 61,436,000 | 63,646,000 | 63,234,000 | 69,104,000 |
| Noninterest-bearing deposits | 17,415,000 | 18,156,000 | 16,899,000 | 16,562,000 |
| Equity capital | 8,555,000 | 8,787,000 | 9,052,000 | 14,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,722,000 | 4,085,000 | 448,000 |
| Interest expense | 369,000 | 718,000 | 1,008,000 | 93,000 |
| Net interest income | 989,000 | 2,004,000 | 3,077,000 | 355,000 |
| Noninterest income | 320,000 | 643,000 | 941,000 | 89,000 |
| Noninterest expense | 992,000 | 2,012,000 | 3,025,000 | 338,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 7,000 |
| Pretax income | 315,000 | 618,000 | 961,000 | 99,000 |
| Income tax | 72,000 | 141,000 | 220,000 | 0 |
| Net income | 243,000 | 477,000 | 741,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,555,000 | 8,787,000 | 9,052,000 | 9,275,000 |
| Total capital | 9,230,000 | 9,466,000 | 9,731,000 | 9,996,000 |
| Risk-weighted assets | 53,898,000 | 54,193,000 | 55,508,000 | 57,486,000 |