Call reports 2007
AMBANK — 2007
What AMBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,655,000 | 88,397,000 | 87,353,000 | 85,860,000 |
| Total loans | 42,241,000 | 43,120,000 | 42,590,000 | 44,017,000 |
| Allowance for loan losses | 846,000 | 786,000 | 798,000 | 797,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,191,000 | 31,628,000 | 30,619,000 | 31,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,566,000 | 79,270,000 | 77,812,000 | 76,006,000 |
| Interest-bearing deposits | 60,604,000 | 62,039,000 | 60,279,000 | 60,487,000 |
| Noninterest-bearing deposits | 18,962,000 | 17,231,000 | 17,533,000 | 15,519,000 |
| Equity capital | 8,123,000 | 8,335,000 | 8,563,000 | 8,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,735,000 | 4,102,000 | 5,490,000 |
| Interest expense | 381,000 | 793,000 | 1,207,000 | 1,604,000 |
| Net interest income | 965,000 | 1,942,000 | 2,895,000 | 3,886,000 |
| Noninterest income | 235,000 | 476,000 | 763,000 | 1,040,000 |
| Noninterest expense | 886,000 | 1,814,000 | 2,743,000 | 3,627,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 299,000 | 574,000 | 870,000 | 1,239,000 |
| Income tax | 69,000 | 132,000 | 200,000 | 285,000 |
| Net income | 230,000 | 442,000 | 670,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,123,000 | 8,335,000 | 8,563,000 | 8,847,000 |
| Total capital | 8,777,000 | 8,979,000 | 9,206,000 | 9,426,000 |
| Risk-weighted assets | 52,125,000 | 52,609,000 | 52,485,000 | 53,442,000 |