Call reports 2006
AMBANK — 2006
What AMBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,967,000 | 85,428,000 | 82,778,000 | 87,061,000 |
| Total loans | 36,895,000 | 39,991,000 | 40,366,000 | 41,079,000 |
| Allowance for loan losses | 805,000 | 835,000 | 866,000 | 884,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,794,000 | 34,429,000 | 32,461,000 | 31,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,232,000 | 76,647,000 | 73,738,000 | 77,972,000 |
| Interest-bearing deposits | 59,420,000 | 56,532,000 | 56,814,000 | 60,122,000 |
| Noninterest-bearing deposits | 15,812,000 | 20,115,000 | 16,924,000 | 17,850,000 |
| Equity capital | 7,713,000 | 7,826,000 | 8,052,000 | 8,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,483,000 | 3,753,000 | 5,058,000 |
| Interest expense | 267,000 | 573,000 | 895,000 | 1,243,000 |
| Net interest income | 946,000 | 1,910,000 | 2,858,000 | 3,815,000 |
| Noninterest income | 220,000 | 457,000 | 750,000 | 976,000 |
| Noninterest expense | 895,000 | 1,815,000 | 2,734,000 | 3,766,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 241,000 | 492,000 | 784,000 | 905,000 |
| Income tax | 44,000 | 102,000 | 168,000 | 196,000 |
| Net income | 197,000 | 390,000 | 616,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,688,000 | 7,801,000 | 7,967,000 | 8,120,000 |
| Total capital | 8,257,000 | 8,407,000 | 8,595,000 | 8,756,000 |
| Risk-weighted assets | 45,274,000 | 48,535,000 | 50,021,000 | 51,523,000 |