Call reports 2005
AMBANK — 2005
What AMBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,559,000 | 85,842,000 | 84,627,000 | 82,264,000 |
| Total loans | 36,662,000 | 37,908,000 | 36,729,000 | 36,782,000 |
| Allowance for loan losses | 612,000 | 687,000 | 754,000 | 777,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,832,000 | 33,489,000 | 33,239,000 | 35,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,722,000 | 77,739,000 | 76,161,000 | 73,618,000 |
| Interest-bearing deposits | 57,402,000 | 61,678,000 | 59,636,000 | 58,351,000 |
| Noninterest-bearing deposits | 14,320,000 | 16,061,000 | 16,525,000 | 15,267,000 |
| Equity capital | 7,126,000 | 7,313,000 | 7,500,000 | 7,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,204,000 | 3,386,000 | 4,566,000 |
| Interest expense | 196,000 | 427,000 | 678,000 | 926,000 |
| Net interest income | 865,000 | 1,777,000 | 2,708,000 | 3,640,000 |
| Noninterest income | 220,000 | 438,000 | 638,000 | 833,000 |
| Noninterest expense | 812,000 | 1,632,000 | 2,450,000 | 3,223,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 310,000 |
| Pretax income | 198,000 | 433,000 | 671,000 | 940,000 |
| Income tax | 42,000 | 90,000 | 142,000 | 177,000 |
| Net income | 156,000 | 343,000 | 529,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,097,000 | 7,285,000 | 7,474,000 | 7,708,000 |
| Total capital | 7,649,000 | 7,873,000 | 8,048,000 | 8,274,000 |
| Risk-weighted assets | 44,132,000 | 46,946,000 | 45,695,000 | 45,598,000 |