Call reports 2004
AMBANK — 2004
What AMBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,764,000 | 78,438,000 | 76,290,000 | 78,091,000 |
| Total loans | 33,281,000 | 34,692,000 | 35,823,000 | 36,619,000 |
| Allowance for loan losses | 746,000 | 793,000 | 840,000 | 797,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,928,000 | 26,347,000 | 28,315,000 | 28,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,550,000 | 70,875,000 | 68,731,000 | 70,250,000 |
| Interest-bearing deposits | 54,676,000 | 56,707,000 | 55,260,000 | 56,467,000 |
| Noninterest-bearing deposits | 11,874,000 | 14,168,000 | 13,471,000 | 13,783,000 |
| Equity capital | 6,516,000 | 6,664,000 | 6,807,000 | 7,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,880,000 | 2,892,000 | 3,933,000 |
| Interest expense | 155,000 | 310,000 | 465,000 | 631,000 |
| Net interest income | 776,000 | 1,570,000 | 2,427,000 | 3,302,000 |
| Noninterest income | 233,000 | 439,000 | 673,000 | 925,000 |
| Noninterest expense | 766,000 | 1,561,000 | 2,361,000 | 3,149,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 168,000 | 298,000 | 514,000 | 778,000 |
| Income tax | 55,000 | 37,000 | 80,000 | 130,000 |
| Net income | 113,000 | 261,000 | 434,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,484,000 | 6,632,000 | 6,775,000 | 6,970,000 |
| Total capital | 6,998,000 | 7,166,000 | 7,305,000 | 7,522,000 |
| Risk-weighted assets | 40,867,000 | 42,489,000 | 42,044,000 | 43,793,000 |