Call reports 2003
AMBANK — 2003
What AMBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 66,666,000 | 69,430,000 | 71,398,000 | 72,766,000 |
| Total loans | 34,038,000 | 36,308,000 | 35,940,000 | 35,267,000 |
| Allowance for loan losses | 555,000 | 577,000 | 627,000 | 678,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,648,000 | 18,383,000 | 20,764,000 | 22,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,029,000 | 62,561,000 | 64,260,000 | 65,541,000 |
| Interest-bearing deposits | 48,853,000 | 50,109,000 | 52,827,000 | 53,885,000 |
| Noninterest-bearing deposits | 11,176,000 | 12,452,000 | 11,433,000 | 11,656,000 |
| Equity capital | 5,894,000 | 6,084,000 | 6,233,000 | 6,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,951,000 | 2,925,000 | 3,887,000 |
| Interest expense | 188,000 | 372,000 | 554,000 | 723,000 |
| Net interest income | 776,000 | 1,579,000 | 2,371,000 | 3,164,000 |
| Noninterest income | 257,000 | 492,000 | 702,000 | 903,000 |
| Noninterest expense | 748,000 | 1,501,000 | 2,242,000 | 2,964,000 |
| Provision for loan losses | 75,000 | 153,000 | 228,000 | 303,000 |
| Pretax income | 210,000 | 417,000 | 603,000 | 800,000 |
| Income tax | 36,000 | 79,000 | 116,000 | 143,000 |
| Net income | 174,000 | 338,000 | 487,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,862,000 | 6,052,000 | 6,201,000 | 6,370,000 |
| Total capital | 6,358,000 | 6,577,000 | 6,726,000 | 6,890,000 |
| Risk-weighted assets | 39,610,000 | 41,908,000 | 41,907,000 | 41,474,000 |