Call reports 2002
AMBANK — 2002
What AMBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,091,000 | 61,984,000 | 64,115,000 | 64,544,000 |
| Total loans | 32,224,000 | 32,965,000 | 33,372,000 | 34,350,000 |
| Allowance for loan losses | 464,000 | 513,000 | 484,000 | 484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,432,000 | 14,188,000 | 14,467,000 | 16,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,434,000 | 55,906,000 | 57,564,000 | 57,980,000 |
| Interest-bearing deposits | 44,414,000 | 44,867,000 | 47,254,000 | 48,410,000 |
| Noninterest-bearing deposits | 10,020,000 | 11,039,000 | 10,310,000 | 9,570,000 |
| Equity capital | 5,005,000 | 5,357,000 | 5,525,000 | 5,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,979,000 | 2,972,000 | 3,980,000 |
| Interest expense | 246,000 | 456,000 | 666,000 | 871,000 |
| Net interest income | 739,000 | 1,523,000 | 2,306,000 | 3,109,000 |
| Noninterest income | 153,000 | 325,000 | 535,000 | 800,000 |
| Noninterest expense | 665,000 | 1,370,000 | 2,080,000 | 2,809,000 |
| Provision for loan losses | 51,000 | 102,000 | 161,000 | 258,000 |
| Pretax income | 176,000 | 376,000 | 600,000 | 842,000 |
| Income tax | 43,000 | 81,000 | 137,000 | 199,000 |
| Net income | 133,000 | 295,000 | 463,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,982,000 | 5,334,000 | 5,500,000 | 5,691,000 |
| Total capital | 5,436,000 | 5,803,000 | 5,970,000 | 6,170,000 |
| Risk-weighted assets | 36,303,000 | 37,446,000 | 37,609,000 | 39,779,000 |