Call reports 2025
FIRST STATE BANK OF FOUNTAIN, THE — 2025
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 39,560,000 | 38,666,000 | 39,181,000 | 39,646,000 |
| Total loans | 11,959,000 | 12,023,000 | 11,586,000 | 11,342,000 |
| Allowance for loan losses | 175,000 | 175,000 | 155,000 | 155,000 |
| Securities available for sale | 18,846,000 | 19,277,000 | 20,279,000 | 20,152,000 |
| Securities held to maturity | 670,000 | 636,000 | 610,000 | 577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,520,000 | 36,481,000 | 36,727,000 | 37,124,000 |
| Interest-bearing deposits | 29,757,000 | 29,482,000 | 29,696,000 | 29,324,000 |
| Noninterest-bearing deposits | 7,763,000 | 6,999,000 | 7,031,000 | 7,800,000 |
| Equity capital | 1,936,000 | 2,070,000 | 2,337,000 | 2,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 665,000 | 1,007,000 | 1,347,000 |
| Interest expense | 128,000 | 259,000 | 392,000 | 527,000 |
| Net interest income | 201,000 | 406,000 | 615,000 | 820,000 |
| Noninterest income | 25,000 | 52,000 | 75,000 | 100,000 |
| Noninterest expense | 246,000 | 478,000 | 693,000 | 917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -20,000 | -20,000 | -3,000 | 3,000 |
| Income tax | -11,000 | -17,000 | -18,000 | -18,000 |
| Net income | -9,000 | -3,000 | 15,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,628,000 | 3,634,000 | 3,652,000 | 3,658,000 |
| Total capital | 3,812,000 | 3,818,000 | 3,816,000 | 3,822,000 |
| Risk-weighted assets | 22,457,000 | 21,237,000 | 20,886,000 | 21,052,000 |