Call reports 2024
FIRST STATE BANK OF FOUNTAIN, THE — 2024
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 37,461,000 | 37,503,000 | 37,704,000 | 37,916,000 |
| Total loans | 12,140,000 | 12,511,000 | 12,127,000 | 12,052,000 |
| Allowance for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Securities available for sale | 19,144,000 | 18,679,000 | 18,479,000 | 18,546,000 |
| Securities held to maturity | 1,132,000 | 1,095,000 | 1,066,000 | 1,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,705,000 | 35,665,000 | 35,402,000 | 36,085,000 |
| Interest-bearing deposits | 29,253,000 | 28,575,000 | 28,243,000 | 28,196,000 |
| Noninterest-bearing deposits | 6,452,000 | 7,090,000 | 7,159,000 | 7,889,000 |
| Equity capital | 1,635,000 | 1,720,000 | 2,173,000 | 1,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 599,000 | 901,000 | 1,215,000 |
| Interest expense | 125,000 | 251,000 | 378,000 | 503,000 |
| Net interest income | 169,000 | 348,000 | 523,000 | 712,000 |
| Noninterest income | 28,000 | 54,000 | 76,000 | 100,000 |
| Noninterest expense | 247,000 | 476,000 | 707,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -50,000 | -74,000 | -108,000 | -136,000 |
| Income tax | -30,000 | -76,000 | -76,000 | -74,000 |
| Net income | -20,000 | 2,000 | -32,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,492,000 | 3,514,000 | 3,480,000 | 3,450,000 |
| Total capital | 3,676,000 | 3,698,000 | 3,664,000 | 3,634,000 |
| Risk-weighted assets | 19,981,000 | 20,452,000 | 20,613,000 | 21,706,000 |