Call reports 2023
FIRST STATE BANK OF FOUNTAIN, THE — 2023
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 39,285,000 | 38,688,000 | 37,767,000 | 38,276,000 |
| Total loans | 12,417,000 | 12,225,000 | 12,430,000 | 12,325,000 |
| Allowance for loan losses | 176,000 | 175,000 | 175,000 | 175,000 |
| Securities available for sale | 20,911,000 | 20,407,000 | 19,229,000 | 19,930,000 |
| Securities held to maturity | 1,354,000 | 1,305,000 | 1,269,000 | 1,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,502,000 | 36,155,000 | 36,282,000 | 36,347,000 |
| Interest-bearing deposits | 29,216,000 | 29,055,000 | 29,450,000 | 28,702,000 |
| Noninterest-bearing deposits | 7,285,000 | 7,100,000 | 6,832,000 | 7,645,000 |
| Equity capital | 1,762,000 | 1,533,000 | 1,170,000 | 1,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 558,000 | 845,000 | 1,137,000 |
| Interest expense | 92,000 | 195,000 | 322,000 | 441,000 |
| Net interest income | 189,000 | 363,000 | 523,000 | 696,000 |
| Noninterest income | 27,000 | 52,000 | 76,000 | 101,000 |
| Noninterest expense | 218,000 | 453,000 | 679,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | -36,000 | -78,000 | -114,000 |
| Income tax | -9,000 | -25,000 | -44,000 | -60,000 |
| Net income | 10,000 | -11,000 | -34,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,678,000 | 3,657,000 | 3,634,000 | 3,568,000 |
| Total capital | 3,861,000 | 3,841,000 | 3,818,000 | 3,752,000 |
| Risk-weighted assets | 20,370,000 | 20,551,000 | 20,409,000 | 21,415,000 |