Call reports 2022
FIRST STATE BANK OF FOUNTAIN, THE — 2022
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 41,444,000 | 42,111,000 | 40,982,000 | 40,269,000 |
| Total loans | 12,536,000 | 12,533,000 | 13,140,000 | 12,210,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 20,933,000 | 21,742,000 | 20,916,000 | 21,472,000 |
| Securities held to maturity | 2,447,000 | 1,811,000 | 1,737,000 | 1,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,739,000 | 40,156,000 | 39,620,000 | 37,283,000 |
| Interest-bearing deposits | 31,457,000 | 33,170,000 | 32,232,000 | 29,269,000 |
| Noninterest-bearing deposits | 7,282,000 | 6,985,000 | 7,388,000 | 8,014,000 |
| Equity capital | 2,676,000 | 1,924,000 | 1,314,000 | 1,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 484,000 | 756,000 | 1,041,000 |
| Interest expense | 26,000 | 54,000 | 88,000 | 133,000 |
| Net interest income | 206,000 | 430,000 | 668,000 | 908,000 |
| Noninterest income | 28,000 | 52,000 | 76,000 | 99,000 |
| Noninterest expense | 229,000 | 429,000 | 650,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 53,000 | 94,000 | 127,000 |
| Income tax | -7,000 | -1,000 | 3,000 | 4,000 |
| Net income | 12,000 | 54,000 | 91,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,563,000 | 3,605,000 | 3,642,000 | 3,674,000 |
| Total capital | 3,746,000 | 3,788,000 | 3,825,000 | 3,857,000 |
| Risk-weighted assets | 20,080,000 | 20,463,000 | 21,284,000 | 21,129,000 |