Call reports 2021
FIRST STATE BANK OF FOUNTAIN, THE — 2021
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,669,000 | 41,227,000 | 41,462,000 | 40,455,000 |
| Total loans | 14,918,000 | 14,466,000 | 14,066,000 | 12,726,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 15,304,000 | 17,574,000 | 18,387,000 | 20,250,000 |
| Securities held to maturity | 3,790,000 | 3,613,000 | 3,495,000 | 3,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,119,000 | 37,473,000 | 37,653,000 | 36,802,000 |
| Interest-bearing deposits | 30,030,000 | 30,484,000 | 30,908,000 | 29,468,000 |
| Noninterest-bearing deposits | 7,089,000 | 6,989,000 | 6,745,000 | 7,334,000 |
| Equity capital | 3,481,000 | 3,659,000 | 3,696,000 | 3,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 654,000 | 896,000 | 1,134,000 |
| Interest expense | 27,000 | 54,000 | 81,000 | 108,000 |
| Net interest income | 319,000 | 600,000 | 815,000 | 1,026,000 |
| Noninterest income | 28,000 | 52,000 | 79,000 | 107,000 |
| Noninterest expense | 214,000 | 427,000 | 639,000 | 862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 230,000 | 260,000 | 276,000 |
| Income tax | 29,000 | 48,000 | 48,000 | 44,000 |
| Net income | 104,000 | 182,000 | 212,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,390,000 | 3,467,000 | 3,498,000 | 3,518,000 |
| Total capital | 3,573,000 | 3,650,000 | 3,681,000 | 3,701,000 |
| Risk-weighted assets | 19,947,000 | 20,128,000 | 20,939,000 | 19,176,000 |