Call reports 2020
FIRST STATE BANK OF FOUNTAIN, THE — 2020
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,727,000 | 34,948,000 | 34,648,000 | 37,632,000 |
| Total loans | 14,702,000 | 14,771,000 | 15,030,000 | 14,584,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 7,708,000 | 9,503,000 | 10,576,000 | 13,420,000 |
| Securities held to maturity | 4,595,000 | 4,421,000 | 4,277,000 | 4,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,418,000 | 31,372,000 | 31,030,000 | 34,002,000 |
| Interest-bearing deposits | 24,898,000 | 24,542,000 | 25,149,000 | 27,175,000 |
| Noninterest-bearing deposits | 4,521,000 | 6,830,000 | 5,881,000 | 6,827,000 |
| Equity capital | 3,256,000 | 3,525,000 | 3,560,000 | 3,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 532,000 | 768,000 | 1,002,000 |
| Interest expense | 46,000 | 86,000 | 117,000 | 147,000 |
| Net interest income | 200,000 | 446,000 | 651,000 | 855,000 |
| Noninterest income | 27,000 | 44,000 | 68,000 | 102,000 |
| Noninterest expense | 243,000 | 457,000 | 664,000 | 873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | 33,000 | 55,000 | 84,000 |
| Income tax | -14,000 | -10,000 | -13,000 | -15,000 |
| Net income | -2,000 | 43,000 | 68,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,201,000 | 3,246,000 | 3,281,000 | 3,320,000 |
| Total capital | — | 3,429,000 | 3,464,000 | 3,503,000 |
| Risk-weighted assets | — | 19,479,000 | 18,824,000 | 19,937,000 |