Call reports 2019
FIRST STATE BANK OF FOUNTAIN, THE — 2019
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,961,000 | 32,628,000 | 32,355,000 | 32,091,000 |
| Total loans | 16,719,000 | 16,862,000 | 16,725,000 | 15,363,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 7,275,000 | 7,014,000 | 6,908,000 | 7,345,000 |
| Securities held to maturity | 5,256,000 | 5,078,000 | 4,914,000 | 4,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,759,000 | 26,909,000 | 26,660,000 | 28,624,000 |
| Interest-bearing deposits | 23,481,000 | 22,700,000 | 21,955,000 | 23,690,000 |
| Noninterest-bearing deposits | 4,277,000 | 4,209,000 | 4,705,000 | 4,934,000 |
| Equity capital | 3,365,000 | 3,413,000 | 3,435,000 | 3,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 523,000 | 788,000 | 1,045,000 |
| Interest expense | 43,000 | 96,000 | 148,000 | 196,000 |
| Net interest income | 214,000 | 427,000 | 640,000 | 849,000 |
| Noninterest income | 28,000 | 72,000 | 96,000 | 121,000 |
| Noninterest expense | 267,000 | 529,000 | 772,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -25,000 | -30,000 | -36,000 | -45,000 |
| Income tax | -17,000 | -23,000 | -40,000 | -52,000 |
| Net income | -8,000 | -7,000 | 4,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,237,000 | 3,238,000 | 3,260,000 | 3,245,000 |
| Total capital | 3,420,000 | 3,421,000 | 3,443,000 | 3,428,000 |
| Risk-weighted assets | 20,183,000 | 19,938,000 | 19,795,000 | 18,888,000 |