Call reports 2018
FIRST STATE BANK OF FOUNTAIN, THE — 2018
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,152,000 | 33,673,000 | 33,706,000 | 33,372,000 |
| Total loans | 16,640,000 | 17,054,000 | 17,307,000 | 16,348,000 |
| Allowance for loan losses | 182,000 | 182,000 | 183,000 | 183,000 |
| Securities available for sale | 7,428,000 | 7,325,000 | 7,462,000 | 7,410,000 |
| Securities held to maturity | 5,912,000 | 5,738,000 | 5,574,000 | 5,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,487,000 | 28,388,000 | 27,912,000 | 29,088,000 |
| Interest-bearing deposits | 24,916,000 | 23,685,000 | 23,516,000 | 24,243,000 |
| Noninterest-bearing deposits | 4,571,000 | 4,703,000 | 4,396,000 | 4,845,000 |
| Equity capital | 3,235,000 | 3,242,000 | 3,218,000 | 3,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 511,000 | 772,000 | 1,035,000 |
| Interest expense | 26,000 | 55,000 | 92,000 | 131,000 |
| Net interest income | 227,000 | 456,000 | 680,000 | 904,000 |
| Noninterest income | 30,000 | 58,000 | 83,000 | 110,000 |
| Noninterest expense | 262,000 | 516,000 | 767,000 | 1,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -2,000 | -4,000 | -9,000 |
| Income tax | -11,000 | -19,000 | -30,000 | -44,000 |
| Net income | 6,000 | 17,000 | 26,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,242,000 | 3,252,000 | 3,262,000 | 3,272,000 |
| Total capital | 3,424,000 | 3,434,000 | 3,445,000 | 3,455,000 |
| Risk-weighted assets | 19,892,000 | 20,165,000 | 20,448,000 | 19,670,000 |