Call reports 2017
FIRST STATE BANK OF FOUNTAIN, THE — 2017
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,009,000 | 35,910,000 | 35,527,000 | 34,503,000 |
| Total loans | 17,336,000 | 16,861,000 | 16,936,000 | 16,241,000 |
| Allowance for loan losses | 183,000 | 183,000 | 182,000 | 182,000 |
| Securities available for sale | 8,076,000 | 8,055,000 | 7,907,000 | 7,973,000 |
| Securities held to maturity | 6,893,000 | 6,682,000 | 6,393,000 | 6,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,629,000 | 30,100,000 | 29,500,000 | 29,665,000 |
| Interest-bearing deposits | 27,133,000 | 25,823,000 | 24,490,000 | 24,514,000 |
| Noninterest-bearing deposits | 5,496,000 | 4,278,000 | 5,010,000 | 5,151,000 |
| Equity capital | 3,345,000 | 3,445,000 | 3,452,000 | 3,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 526,000 | 783,000 | 1,036,000 |
| Interest expense | 23,000 | 49,000 | 73,000 | 98,000 |
| Net interest income | 241,000 | 477,000 | 710,000 | 938,000 |
| Noninterest income | 30,000 | 59,000 | 86,000 | 114,000 |
| Noninterest expense | 263,000 | 508,000 | 764,000 | 1,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 29,000 | 33,000 | 35,000 |
| Income tax | -13,000 | -21,000 | -35,000 | 28,000 |
| Net income | 21,000 | 50,000 | 68,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,343,000 | 3,313,000 | 3,252,000 |
| Total capital | 3,449,000 | 3,526,000 | 3,495,000 | 3,434,000 |
| Risk-weighted assets | 20,585,000 | 20,292,000 | 20,312,000 | 19,553,000 |