Call reports 2016
FIRST STATE BANK OF FOUNTAIN, THE — 2016
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,146,000 | 36,912,000 | 36,623,000 | 35,909,000 |
| Total loans | 15,630,000 | 17,349,000 | 16,827,000 | 16,778,000 |
| Allowance for loan losses | 184,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 8,787,000 | 8,699,000 | 8,819,000 | 8,356,000 |
| Securities held to maturity | 5,920,000 | 6,447,000 | 6,323,000 | 6,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,721,000 | 33,376,000 | 33,038,000 | 32,174,000 |
| Interest-bearing deposits | 26,158,000 | 26,743,000 | 26,175,000 | 26,236,000 |
| Noninterest-bearing deposits | 5,563,000 | 6,632,000 | 6,863,000 | 5,938,000 |
| Equity capital | 3,357,000 | 3,426,000 | 3,451,000 | 3,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 525,000 | 792,000 | 1,057,000 |
| Interest expense | 23,000 | 45,000 | 65,000 | 87,000 |
| Net interest income | 237,000 | 480,000 | 727,000 | 970,000 |
| Noninterest income | 28,000 | 58,000 | 87,000 | 116,000 |
| Noninterest expense | 261,000 | 512,000 | 772,000 | 1,021,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 27,000 | 43,000 | 67,000 |
| Income tax | -13,000 | -20,000 | -29,000 | -35,000 |
| Net income | 18,000 | 47,000 | 72,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,225,000 | 3,255,000 | 3,279,000 | 3,138,000 |
| Total capital | 3,409,000 | 3,438,000 | 3,462,000 | 3,321,000 |
| Risk-weighted assets | 18,840,000 | 20,647,000 | 20,076,000 | 19,822,000 |