Call reports 2015
FIRST STATE BANK OF FOUNTAIN, THE — 2015
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,049,000 | 36,811,000 | 36,357,000 | 36,387,000 |
| Total loans | 15,529,000 | 16,491,000 | 16,236,000 | 16,364,000 |
| Allowance for loan losses | 183,000 | 184,000 | 182,000 | 184,000 |
| Securities available for sale | 9,518,000 | 8,840,000 | 8,796,000 | 8,933,000 |
| Securities held to maturity | 4,551,000 | 4,902,000 | 4,999,000 | 5,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,681,000 | 32,516,000 | 32,943,000 | 33,016,000 |
| Interest-bearing deposits | 28,282,000 | 26,971,000 | 26,893,000 | 27,607,000 |
| Noninterest-bearing deposits | 6,399,000 | 5,545,000 | 6,050,000 | 5,409,000 |
| Equity capital | 3,299,000 | 3,233,000 | 3,320,000 | 3,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 521,000 | 786,000 | 1,048,000 |
| Interest expense | 24,000 | 48,000 | 71,000 | 94,000 |
| Net interest income | 232,000 | 473,000 | 715,000 | 954,000 |
| Noninterest income | 28,000 | 56,000 | 85,000 | 113,000 |
| Noninterest expense | 257,000 | 512,000 | 770,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 21,000 | 34,000 | 26,000 |
| Income tax | -13,000 | -20,000 | -30,000 | -48,000 |
| Net income | 16,000 | 41,000 | 64,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,261,000 | 3,179,000 | 3,320,000 | 3,261,000 |
| Total capital | 3,444,000 | 3,361,000 | 3,502,000 | 3,445,000 |
| Risk-weighted assets | 19,972,000 | 20,690,000 | 20,826,000 | 23,170,000 |