Call reports 2014
FIRST STATE BANK OF FOUNTAIN, THE — 2014
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,974,000 | 34,585,000 | 34,497,000 | 35,205,000 |
| Total loans | 15,949,000 | 15,901,000 | 16,027,000 | 15,508,000 |
| Allowance for loan losses | 183,000 | 182,000 | 183,000 | 183,000 |
| Securities available for sale | 11,256,000 | 10,952,000 | 10,383,000 | 9,945,000 |
| Securities held to maturity | 2,247,000 | 2,824,000 | 3,126,000 | 3,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,865,000 | 30,184,000 | 29,929,000 | 31,928,000 |
| Interest-bearing deposits | 26,390,000 | 25,428,000 | 24,990,000 | 25,530,000 |
| Noninterest-bearing deposits | 5,475,000 | 4,756,000 | 4,939,000 | 6,398,000 |
| Equity capital | 3,059,000 | 3,078,000 | 3,217,000 | 3,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 551,000 | 823,000 | 1,083,000 |
| Interest expense | 28,000 | 53,000 | 81,000 | 105,000 |
| Net interest income | 248,000 | 498,000 | 742,000 | 978,000 |
| Noninterest income | 30,000 | 59,000 | 85,000 | 114,000 |
| Noninterest expense | 257,000 | 517,000 | 780,000 | 1,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 40,000 | 62,000 | 47,000 |
| Income tax | -6,000 | -12,000 | -18,000 | -34,000 |
| Net income | 27,000 | 52,000 | 80,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,213,000 | 3,238,000 | 3,266,000 | 3,267,000 |
| Total capital | 3,396,000 | 3,420,000 | 3,449,000 | 3,450,000 |
| Risk-weighted assets | 19,842,000 | 19,783,000 | 19,869,000 | 19,660,000 |