Call reports 2013
FIRST STATE BANK OF FOUNTAIN, THE — 2013
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,241,000 | 35,077,000 | 34,814,000 | 33,836,000 |
| Total loans | 16,609,000 | 16,669,000 | 16,640,000 | 16,297,000 |
| Allowance for loan losses | 183,000 | 183,000 | 183,000 | 183,000 |
| Securities available for sale | 12,067,000 | 11,827,000 | 11,570,000 | 11,300,000 |
| Securities held to maturity | 1,124,000 | 1,036,000 | 1,168,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,153,000 | 30,659,000 | 30,324,000 | 29,465,000 |
| Interest-bearing deposits | 26,913,000 | 26,215,000 | 24,957,000 | 24,672,000 |
| Noninterest-bearing deposits | 4,240,000 | 4,444,000 | 5,367,000 | 4,793,000 |
| Equity capital | 3,997,000 | 3,753,000 | 3,788,000 | 3,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 607,000 | 901,000 | 1,189,000 |
| Interest expense | 37,000 | 69,000 | 100,000 | 130,000 |
| Net interest income | 261,000 | 538,000 | 801,000 | 1,059,000 |
| Noninterest income | 24,000 | 55,000 | 88,000 | 121,000 |
| Noninterest expense | 272,000 | 532,000 | 784,000 | 1,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 61,000 | 105,000 | 114,000 |
| Income tax | -6,000 | -1,000 | 4,000 | -7,000 |
| Net income | 19,000 | 62,000 | 101,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,937,000 | 3,979,000 | 4,018,000 | 4,038,000 |
| Total capital | 4,120,000 | 4,162,000 | 4,201,000 | 4,221,000 |
| Risk-weighted assets | 19,872,000 | 20,241,000 | 20,304,000 | 19,903,000 |