Call reports 2012
FIRST STATE BANK OF FOUNTAIN, THE — 2012
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,840,000 | 33,663,000 | 34,102,000 | 35,777,000 |
| Total loans | 18,565,000 | 18,671,000 | 18,339,000 | 17,583,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 183,000 |
| Securities available for sale | 5,897,000 | 7,420,000 | 7,976,000 | 9,948,000 |
| Securities held to maturity | 1,527,000 | 1,363,000 | 1,285,000 | 1,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,824,000 | 29,575,000 | 29,906,000 | 31,645,000 |
| Interest-bearing deposits | 25,466,000 | 25,549,000 | 25,925,000 | 26,470,000 |
| Noninterest-bearing deposits | 4,358,000 | 4,026,000 | 3,981,000 | 5,175,000 |
| Equity capital | 3,915,000 | 3,970,000 | 4,032,000 | 4,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 638,000 | 956,000 | 1,261,000 |
| Interest expense | 48,000 | 96,000 | 139,000 | 179,000 |
| Net interest income | 267,000 | 542,000 | 817,000 | 1,082,000 |
| Noninterest income | 30,000 | 61,000 | 88,000 | 118,000 |
| Noninterest expense | 274,000 | 546,000 | 801,000 | 1,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 57,000 | 104,000 | 144,000 |
| Income tax | 5,000 | 12,000 | 23,000 | 29,000 |
| Net income | 18,000 | 45,000 | 81,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,841,000 | 3,868,000 | 3,903,000 | 3,938,000 |
| Total capital | 4,023,000 | 4,050,000 | 4,085,000 | 4,121,000 |
| Risk-weighted assets | 19,930,000 | 20,119,000 | 20,178,000 | 19,963,000 |