Call reports 2010
FIRST STATE BANK OF FOUNTAIN, THE — 2010
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,610,000 | 31,957,000 | 31,475,000 | 31,988,000 |
| Total loans | 21,359,000 | 21,952,000 | 20,946,000 | 19,809,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 191,000 |
| Securities available for sale | 1,952,000 | 2,175,000 | 1,869,000 | 2,752,000 |
| Securities held to maturity | 2,792,000 | 2,574,000 | 2,436,000 | 2,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,760,000 | 28,049,000 | 27,512,000 | 28,157,000 |
| Interest-bearing deposits | 25,871,000 | 25,509,000 | 24,989,000 | 25,141,000 |
| Noninterest-bearing deposits | 2,889,000 | 2,540,000 | 2,523,000 | 3,016,000 |
| Equity capital | 3,768,000 | 3,791,000 | 3,797,000 | 3,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 750,000 | 1,125,000 | 1,477,000 |
| Interest expense | 101,000 | 194,000 | 280,000 | 360,000 |
| Net interest income | 268,000 | 556,000 | 845,000 | 1,117,000 |
| Noninterest income | 33,000 | 59,000 | 87,000 | 118,000 |
| Noninterest expense | 293,000 | 593,000 | 893,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 22,000 | 39,000 | 80,000 |
| Income tax | -3,000 | 0 | 8,000 | 35,000 |
| Net income | 11,000 | 22,000 | 31,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,752,000 | 3,763,000 | 3,772,000 | 3,786,000 |
| Total capital | 3,952,000 | 3,963,000 | 3,972,000 | 3,977,000 |
| Risk-weighted assets | 22,646,000 | 21,992,000 | 21,285,000 | 20,167,000 |