Call reports 2009
FIRST STATE BANK OF FOUNTAIN, THE — 2009
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,039,000 | 32,892,000 | 32,283,000 | 33,060,000 |
| Total loans | 22,568,000 | 22,860,000 | 22,652,000 | 21,829,000 |
| Allowance for loan losses | 226,000 | 226,000 | 210,000 | 200,000 |
| Securities available for sale | 1,130,000 | 916,000 | 1,323,000 | 1,550,000 |
| Securities held to maturity | 2,593,000 | 3,211,000 | 3,198,000 | 3,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,274,000 | 28,961,000 | 28,301,000 | 29,160,000 |
| Interest-bearing deposits | 24,227,000 | 25,768,000 | 25,615,000 | 25,803,000 |
| Noninterest-bearing deposits | 4,047,000 | 3,192,000 | 2,686,000 | 3,357,000 |
| Equity capital | 3,685,000 | 3,794,000 | 3,828,000 | 3,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 817,000 | 1,231,000 | 1,633,000 |
| Interest expense | 129,000 | 253,000 | 371,000 | 478,000 |
| Net interest income | 270,000 | 564,000 | 860,000 | 1,155,000 |
| Noninterest income | 35,000 | 129,000 | 154,000 | 180,000 |
| Noninterest expense | 280,000 | 564,000 | 846,000 | 1,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 129,000 | 168,000 | 171,000 |
| Income tax | 2,000 | 9,000 | 14,000 | 34,000 |
| Net income | 23,000 | 120,000 | 154,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,678,000 | 3,775,000 | 3,810,000 | 3,792,000 |
| Total capital | 3,904,000 | 4,001,000 | 4,020,000 | 3,992,000 |
| Risk-weighted assets | 22,168,000 | 22,873,000 | 22,939,000 | 22,583,000 |