Call reports 2008
FIRST STATE BANK OF FOUNTAIN, THE — 2008
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,557,000 | 32,441,000 | 31,777,000 | 31,890,000 |
| Total loans | 23,631,000 | 23,659,000 | 23,265,000 | 22,386,000 |
| Allowance for loan losses | 225,000 | 225,000 | 226,000 | 226,000 |
| Securities available for sale | 1,586,000 | 1,532,000 | 1,325,000 | 1,283,000 |
| Securities held to maturity | 3,128,000 | 2,937,000 | 3,122,000 | 2,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,800,000 | 28,640,000 | 27,919,000 | 28,104,000 |
| Interest-bearing deposits | 25,479,000 | 25,886,000 | 25,281,000 | 24,588,000 |
| Noninterest-bearing deposits | 2,321,000 | 2,754,000 | 2,638,000 | 3,516,000 |
| Equity capital | 3,625,000 | 3,639,000 | 3,668,000 | 3,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 932,000 | 1,398,000 | 1,833,000 |
| Interest expense | 182,000 | 353,000 | 512,000 | 654,000 |
| Net interest income | 293,000 | 579,000 | 886,000 | 1,179,000 |
| Noninterest income | 23,000 | 50,000 | 70,000 | 93,000 |
| Noninterest expense | 263,000 | 532,000 | 818,000 | 1,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 97,000 | 138,000 | 175,000 |
| Income tax | 29,000 | 43,000 | 56,000 | 66,000 |
| Net income | 24,000 | 54,000 | 82,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,610,000 | 3,640,000 | 3,668,000 | 3,695,000 |
| Total capital | 3,835,000 | 3,865,000 | 3,894,000 | 3,921,000 |
| Risk-weighted assets | 22,262,000 | 22,987,000 | 22,511,000 | 21,806,000 |