Call reports 2007
FIRST STATE BANK OF FOUNTAIN, THE — 2007
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,168,000 | 32,575,000 | 33,037,000 | 32,835,000 |
| Total loans | 24,734,000 | 25,139,000 | 24,653,000 | 23,846,000 |
| Allowance for loan losses | 262,000 | 228,000 | 228,000 | 228,000 |
| Securities available for sale | 2,562,000 | 2,420,000 | 2,208,000 | 1,995,000 |
| Securities held to maturity | 2,442,000 | 2,637,000 | 3,110,000 | 3,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,508,000 | 28,896,000 | 29,253,000 | 29,052,000 |
| Interest-bearing deposits | 28,237,000 | 26,634,000 | 26,426,000 | 26,110,000 |
| Noninterest-bearing deposits | 2,271,000 | 2,262,000 | 2,827,000 | 2,942,000 |
| Equity capital | 3,487,000 | 3,501,000 | 3,559,000 | 3,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,016,000 | 1,533,000 | 2,045,000 |
| Interest expense | 221,000 | 438,000 | 648,000 | 844,000 |
| Net interest income | 281,000 | 578,000 | 885,000 | 1,201,000 |
| Noninterest income | 28,000 | 53,000 | 73,000 | 99,000 |
| Noninterest expense | 259,000 | 531,000 | 807,000 | 1,055,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 50,000 | 75,000 | 126,000 | 220,000 |
| Income tax | 15,000 | 7,000 | 25,000 | 57,000 |
| Net income | 35,000 | 68,000 | 101,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,518,000 | 3,550,000 | 3,584,000 | 3,646,000 |
| Total capital | 3,780,000 | 3,778,000 | 3,812,000 | 3,874,000 |
| Risk-weighted assets | 23,466,000 | 23,543,000 | 23,238,000 | 22,628,000 |