Call reports 2005

FIRST STATE BANK OF FOUNTAIN, THE — 2005

Name: FIRST STATE BANK OF FOUNTAIN, THE — FFIEC call report 2005
Creator: FIRST STATE BANK OF FOUNTAIN, THE

What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d23c5a5f-865a-4ff5-b32b-bfa65764e243/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	34,512,000	33,809,000	34,318,000	34,860,000
Total loans	24,790,000	25,152,000	25,774,000	25,958,000
Allowance for loan losses	236,000	241,000	251,000	251,000
Securities available for sale	2,165,000	2,782,000	2,883,000	2,779,000
Securities held to maturity	1,396,000	2,149,000	2,198,000	2,501,000
Trading assets	0	0	0	0
Total deposits	31,001,000	30,237,000	30,699,000	31,326,000
Interest-bearing deposits	28,460,000	27,615,000	27,948,000	28,056,000
Noninterest-bearing deposits	2,541,000	2,622,000	2,751,000	3,270,000
Equity capital	3,388,000	3,432,000	3,445,000	3,424,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	444,000	897,000	1,365,000	1,847,000
Interest expense	150,000	314,000	492,000	684,000
Net interest income	294,000	583,000	873,000	1,163,000
Noninterest income	28,000	52,000	78,000	109,000
Noninterest expense	256,000	528,000	794,000	1,072,000
Provision for loan losses	13,000	14,000	21,000	21,000
Pretax income	52,000	91,000	133,000	175,000
Income tax	14,000	27,000	41,000	67,000
Net income	38,000	64,000	92,000	108,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	3,416,000	3,441,000	3,469,000	3,485,000
Total capital	3,652,000	3,682,000	3,720,000	3,736,000
Risk-weighted assets	25,348,000	25,619,000	26,282,000	26,583,000