Call reports 2003
FIRST STATE BANK OF FOUNTAIN, THE — 2003
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,521,000 | 34,874,000 | 35,343,000 | 35,733,000 |
| Total loans | 24,467,000 | 24,825,000 | 25,004,000 | 24,905,000 |
| Allowance for loan losses | 218,000 | 219,000 | 228,000 | 229,000 |
| Securities available for sale | 1,712,000 | 1,916,000 | 1,785,000 | 2,216,000 |
| Securities held to maturity | 3,421,000 | 3,168,000 | 2,830,000 | 2,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,115,000 | 31,430,000 | 31,866,000 | 32,276,000 |
| Interest-bearing deposits | 29,690,000 | 29,202,000 | 29,123,000 | 29,996,000 |
| Noninterest-bearing deposits | 2,425,000 | 2,228,000 | 2,743,000 | 2,280,000 |
| Equity capital | 3,261,000 | 3,298,000 | 3,316,000 | 3,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,024,000 | 1,449,000 | 1,931,000 |
| Interest expense | 200,000 | 391,000 | 572,000 | 745,000 |
| Net interest income | 313,000 | 633,000 | 877,000 | 1,186,000 |
| Noninterest income | 4,000 | 7,000 | 76,000 | 114,000 |
| Noninterest expense | 247,000 | 486,000 | 733,000 | 1,013,000 |
| Provision for loan losses | 0 | 22,000 | 29,000 | 29,000 |
| Pretax income | 70,000 | 132,000 | 174,000 | 246,000 |
| Income tax | 22,000 | 41,000 | 54,000 | 92,000 |
| Net income | 48,000 | 91,000 | 120,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,236,000 | 3,277,000 | 3,307,000 | 3,342,000 |
| Total capital | 3,454,000 | 3,496,000 | 3,535,000 | 3,571,000 |
| Risk-weighted assets | 26,965,000 | 26,799,000 | 26,835,000 | 26,653,000 |