Call reports 2001
FIRST STATE BANK OF FOUNTAIN, THE — 2001
What FIRST STATE BANK OF FOUNTAIN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,326,000 | 32,937,000 | 33,645,000 | 34,169,000 |
| Total loans | 21,832,000 | 22,273,000 | 22,849,000 | 22,528,000 |
| Allowance for loan losses | 229,000 | 229,000 | 221,000 | 223,000 |
| Securities available for sale | 705,000 | 1,249,000 | 961,000 | 896,000 |
| Securities held to maturity | 3,598,000 | 3,788,000 | 4,508,000 | 6,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,092,000 | 29,673,000 | 30,302,000 | 30,934,000 |
| Interest-bearing deposits | 27,060,000 | 27,598,000 | 28,323,000 | 28,798,000 |
| Noninterest-bearing deposits | 2,032,000 | 2,075,000 | 1,979,000 | 2,136,000 |
| Equity capital | 3,012,000 | 3,053,000 | 3,097,000 | 3,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,131,000 | 1,700,000 | 2,268,000 |
| Interest expense | 339,000 | 674,000 | 994,000 | 1,302,000 |
| Net interest income | 222,000 | 457,000 | 706,000 | 966,000 |
| Noninterest income | 25,000 | 56,000 | 81,000 | 115,000 |
| Noninterest expense | 204,000 | 420,000 | 655,000 | 891,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 37,000 |
| Pretax income | 43,000 | 91,000 | 130,000 | 153,000 |
| Income tax | 6,000 | 12,000 | 20,000 | 43,000 |
| Net income | 37,000 | 79,000 | 110,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,012,000 | 3,053,000 | 3,082,000 | 3,082,000 |
| Total capital | 3,241,000 | 3,282,000 | 3,303,000 | 3,305,000 |
| Risk-weighted assets | 23,446,000 | 25,674,000 | 25,870,000 | 26,546,000 |