Call reports 2025
TRADITIONS BANK — 2025
What TRADITIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 824,652,000 | 838,450,000 | 857,062,000 | 856,183,000 |
| Total loans | 642,029,000 | 669,585,000 | 689,742,000 | 698,962,000 |
| Allowance for loan losses | 9,168,000 | 9,589,000 | 10,330,000 | 10,151,000 |
| Securities available for sale | 23,761,000 | 22,942,000 | 24,112,000 | 23,139,000 |
| Securities held to maturity | 4,036,000 | 4,035,000 | 4,015,000 | 4,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,556,000 | 732,047,000 | 748,136,000 | 745,417,000 |
| Interest-bearing deposits | 577,690,000 | 583,672,000 | 610,926,000 | 620,146,000 |
| Noninterest-bearing deposits | 141,866,000 | 148,375,000 | 137,210,000 | 125,271,000 |
| Equity capital | 78,839,000 | 80,273,000 | 82,369,000 | 85,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,765,000 | 28,116,000 | 43,106,000 | 58,233,000 |
| Interest expense | 4,312,000 | 8,611,000 | 12,994,000 | 17,412,000 |
| Net interest income | 9,453,000 | 19,505,000 | 30,112,000 | 40,821,000 |
| Noninterest income | 1,473,000 | 3,046,000 | 4,631,000 | 6,387,000 |
| Noninterest expense | 6,640,000 | 13,557,000 | 20,849,000 | 29,042,000 |
| Provision for loan losses | 616,000 | 1,598,000 | 2,860,000 | 3,582,000 |
| Pretax income | 3,653,000 | 7,266,000 | 10,855,000 | 14,400,000 |
| Income tax | 852,000 | 1,705,000 | 2,587,000 | 3,271,000 |
| Net income | 2,801,000 | 5,561,000 | 8,268,000 | 11,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,094,000 | 81,724,000 | 83,346,000 | 86,684,000 |
| Total capital | 87,567,000 | 89,544,000 | 91,414,000 | 94,911,000 |
| Risk-weighted assets | 595,633,000 | 623,211,000 | 642,483,000 | 655,582,000 |