Call reports 2024
TRADITIONS BANK — 2024
What TRADITIONS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 759,844,000 | 787,496,000 | 812,288,000 | 803,742,000 |
| Total loans | 615,190,000 | 621,219,000 | 627,581,000 | 629,782,000 |
| Allowance for loan losses | 8,726,000 | 8,729,000 | 9,056,000 | 9,134,000 |
| Securities available for sale | 23,554,000 | 23,093,000 | 22,888,000 | 24,277,000 |
| Securities held to maturity | 4,062,000 | 4,063,000 | 4,044,000 | 4,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,237,000 | 685,774,000 | 706,347,000 | 696,166,000 |
| Interest-bearing deposits | 516,781,000 | 539,343,000 | 562,194,000 | 560,258,000 |
| Noninterest-bearing deposits | 144,456,000 | 146,431,000 | 144,153,000 | 135,908,000 |
| Equity capital | 67,849,000 | 70,719,000 | 74,033,000 | 75,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,761,000 | 26,240,000 | 40,451,000 | 54,575,000 |
| Interest expense | 3,609,000 | 7,730,000 | 12,343,000 | 16,929,000 |
| Net interest income | 9,152,000 | 18,510,000 | 28,108,000 | 37,646,000 |
| Noninterest income | 1,428,000 | 2,860,000 | 4,486,000 | 5,855,000 |
| Noninterest expense | 6,099,000 | 12,281,000 | 18,831,000 | 25,887,000 |
| Provision for loan losses | 515,000 | 1,775,000 | 3,031,000 | 3,486,000 |
| Pretax income | 3,926,000 | 7,302,000 | 10,728,000 | 14,057,000 |
| Income tax | 925,000 | 1,784,000 | 2,686,000 | 3,260,000 |
| Net income | 3,001,000 | 5,518,000 | 8,042,000 | 10,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,011,000 | 71,899,000 | 74,796,000 | 76,921,000 |
| Total capital | 76,151,000 | 79,138,000 | 82,069,000 | 84,226,000 |
| Risk-weighted assets | 569,168,000 | 577,176,000 | 579,600,000 | 582,017,000 |