Call reports 2023
TRADITIONS BANK — 2023
What TRADITIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 680,326,000 | 688,985,000 | 713,630,000 | 724,172,000 |
| Total loans | 537,849,000 | 558,840,000 | 577,345,000 | 594,367,000 |
| Allowance for loan losses | 8,695,000 | 9,032,000 | 8,449,000 | 8,548,000 |
| Securities available for sale | 20,106,000 | 19,360,000 | 19,561,000 | 20,215,000 |
| Securities held to maturity | 4,080,000 | 4,083,000 | 4,067,000 | 4,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,451,000 | 600,451,000 | 621,223,000 | 630,314,000 |
| Interest-bearing deposits | 443,051,000 | 446,311,000 | 467,236,000 | 489,392,000 |
| Noninterest-bearing deposits | 149,399,000 | 154,139,000 | 153,987,000 | 140,922,000 |
| Equity capital | 59,706,000 | 59,925,000 | 62,364,000 | 64,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,978,000 | 20,813,000 | 32,517,000 | 44,969,000 |
| Interest expense | 1,483,000 | 3,416,000 | 5,807,000 | 8,863,000 |
| Net interest income | 8,495,000 | 17,397,000 | 26,710,000 | 36,106,000 |
| Noninterest income | 1,205,000 | 2,560,000 | 4,046,000 | 5,205,000 |
| Noninterest expense | 5,488,000 | 11,296,000 | 17,512,000 | 23,755,000 |
| Provision for loan losses | 903,000 | 1,729,000 | 2,093,000 | 3,121,000 |
| Pretax income | 3,309,000 | 6,932,000 | 10,646,000 | 13,882,000 |
| Income tax | 789,000 | 1,678,000 | 2,591,000 | 3,242,000 |
| Net income | 2,520,000 | 5,254,000 | 8,055,000 | 10,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,974,000 | 61,235,000 | 64,183,000 | 65,639,000 |
| Total capital | 67,198,000 | 67,723,000 | 70,875,000 | 72,510,000 |
| Risk-weighted assets | 495,419,000 | 516,551,000 | 533,120,000 | 547,581,000 |