Call reports 2022
TRADITIONS BANK — 2022
What TRADITIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 603,815,000 | 622,712,000 | 642,268,000 | 653,640,000 |
| Total loans | 487,141,000 | 510,535,000 | 533,449,000 | 536,542,000 |
| Allowance for loan losses | 7,419,000 | 7,806,000 | 8,294,000 | 8,677,000 |
| Securities available for sale | 17,396,000 | 19,171,000 | 18,497,000 | 18,622,000 |
| Securities held to maturity | 4,090,000 | 4,093,000 | 4,075,000 | 4,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,020,000 | 565,792,000 | 581,907,000 | 570,170,000 |
| Interest-bearing deposits | 398,365,000 | 415,451,000 | 422,538,000 | 429,167,000 |
| Noninterest-bearing deposits | 149,655,000 | 150,340,000 | 159,369,000 | 141,003,000 |
| Equity capital | 51,178,000 | 52,432,000 | 54,805,000 | 58,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,561,000 | 15,656,000 | 24,494,000 | 33,972,000 |
| Interest expense | 454,000 | 965,000 | 1,550,000 | 2,393,000 |
| Net interest income | 7,107,000 | 14,691,000 | 22,944,000 | 31,579,000 |
| Noninterest income | 1,269,000 | 2,553,000 | 3,895,000 | 5,197,000 |
| Noninterest expense | 4,848,000 | 9,940,000 | 15,524,000 | 21,215,000 |
| Provision for loan losses | 1,017,000 | 2,010,000 | 2,717,000 | 3,524,000 |
| Pretax income | 2,511,000 | 5,294,000 | 8,598,000 | 12,021,000 |
| Income tax | 621,000 | 1,242,000 | 2,040,000 | 2,787,000 |
| Net income | 1,890,000 | 4,052,000 | 6,558,000 | 9,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,353,000 | 53,791,000 | 56,474,000 | 59,427,000 |
| Total capital | 57,072,000 | 59,789,000 | 62,721,000 | 65,643,000 |
| Risk-weighted assets | 455,837,000 | 478,060,000 | 497,741,000 | 494,822,000 |