Call reports 2021
TRADITIONS BANK — 2021
What TRADITIONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 511,976,000 | 513,049,000 | 521,294,000 | 545,003,000 |
| Total loans | 383,142,000 | 407,433,000 | 430,158,000 | 454,487,000 |
| Allowance for loan losses | 5,202,000 | 5,773,000 | 6,339,000 | 6,922,000 |
| Securities available for sale | 17,382,000 | 19,997,000 | 19,065,000 | 18,592,000 |
| Securities held to maturity | 4,093,000 | 4,097,000 | 4,084,000 | 4,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,024,000 | 461,897,000 | 467,462,000 | 491,647,000 |
| Interest-bearing deposits | 339,940,000 | 332,635,000 | 339,143,000 | 357,207,000 |
| Noninterest-bearing deposits | 124,084,000 | 129,262,000 | 128,319,000 | 134,440,000 |
| Equity capital | 43,638,000 | 46,716,000 | 48,669,000 | 49,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,309,000 | 13,239,000 | 20,389,000 | 27,642,000 |
| Interest expense | 590,000 | 1,114,000 | 1,558,000 | 1,988,000 |
| Net interest income | 5,719,000 | 12,125,000 | 18,831,000 | 25,654,000 |
| Noninterest income | 1,087,000 | 2,218,000 | 3,510,000 | 4,830,000 |
| Noninterest expense | 4,185,000 | 8,675,000 | 13,174,000 | 17,843,000 |
| Provision for loan losses | 518,000 | 1,371,000 | 2,396,000 | 3,410,000 |
| Pretax income | 2,103,000 | 4,297,000 | 6,771,000 | 9,150,000 |
| Income tax | 511,000 | 1,052,000 | 1,673,000 | 2,142,000 |
| Net income | 1,592,000 | 3,245,000 | 5,098,000 | 7,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,097,000 | 46,091,000 | 48,087,000 | 49,185,000 |
| Total capital | 47,532,000 | 50,836,000 | 53,101,000 | 54,524,000 |
| Risk-weighted assets | 353,999,000 | 378,563,000 | 399,828,000 | 425,511,000 |