Call reports 2020
TRADITIONS BANK — 2020
What TRADITIONS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 403,534,000 | 439,013,000 | 465,050,000 | 465,519,000 |
| Total loans | 311,329,000 | 331,421,000 | 353,466,000 | 359,197,000 |
| Allowance for loan losses | 3,883,000 | 4,446,000 | 4,613,000 | 4,863,000 |
| Securities available for sale | 18,503,000 | 19,186,000 | 18,689,000 | 18,207,000 |
| Securities held to maturity | 4,094,000 | 4,098,000 | 4,087,000 | 4,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,366,000 | 392,318,000 | 418,023,000 | 418,846,000 |
| Interest-bearing deposits | 288,434,000 | 300,712,000 | 321,007,000 | 324,683,000 |
| Noninterest-bearing deposits | 70,932,000 | 91,606,000 | 97,016,000 | 94,163,000 |
| Equity capital | 40,376,000 | 42,565,000 | 42,702,000 | 43,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,648,000 | 12,045,000 | 18,004,000 | 24,230,000 |
| Interest expense | 764,000 | 1,546,000 | 2,305,000 | 3,019,000 |
| Net interest income | 4,884,000 | 10,499,000 | 15,699,000 | 21,211,000 |
| Noninterest income | 1,037,000 | 1,878,000 | 2,950,000 | 4,110,000 |
| Noninterest expense | 3,864,000 | 7,701,000 | 11,548,000 | 15,539,000 |
| Provision for loan losses | 448,000 | 1,362,000 | 1,926,000 | 2,679,000 |
| Pretax income | 1,614,000 | 3,379,000 | 5,240,000 | 7,168,000 |
| Income tax | 397,000 | 830,000 | 1,249,000 | 1,692,000 |
| Net income | 1,217,000 | 2,549,000 | 3,991,000 | 5,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,605,000 | 42,018,000 | 42,080,000 | 42,359,000 |
| Total capital | 44,285,000 | 45,790,000 | 46,085,000 | 46,561,000 |
| Risk-weighted assets | 294,168,000 | 301,071,000 | 319,863,000 | 335,507,000 |