Call reports 2019
TRADITIONS BANK — 2019
What TRADITIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 368,058,000 | 373,196,000 | 372,127,000 | 376,949,000 |
| Total loans | 292,381,000 | 306,560,000 | 306,174,000 | 304,041,000 |
| Allowance for loan losses | 3,657,000 | 3,880,000 | 3,995,000 | 3,972,000 |
| Securities available for sale | 21,530,000 | 21,953,000 | 20,493,000 | 19,691,000 |
| Securities held to maturity | 4,091,000 | 4,096,000 | 4,086,000 | 4,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,291,000 | 331,606,000 | 329,242,000 | 333,387,000 |
| Interest-bearing deposits | 262,470,000 | 263,994,000 | 260,764,000 | 269,200,000 |
| Noninterest-bearing deposits | 65,822,000 | 67,612,000 | 68,477,000 | 64,187,000 |
| Equity capital | 36,829,000 | 38,357,000 | 38,764,000 | 40,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,174,000 | 10,701,000 | 16,390,000 | 22,164,000 |
| Interest expense | 601,000 | 1,246,000 | 1,925,000 | 2,620,000 |
| Net interest income | 4,573,000 | 9,455,000 | 14,465,000 | 19,544,000 |
| Noninterest income | 987,000 | 1,973,000 | 3,106,000 | 3,911,000 |
| Noninterest expense | 3,546,000 | 7,394,000 | 11,411,000 | 15,086,000 |
| Provision for loan losses | 645,000 | 1,100,000 | 1,569,000 | 2,159,000 |
| Pretax income | 1,369,000 | 2,930,000 | 4,594,000 | 6,213,000 |
| Income tax | 339,000 | 728,000 | 1,147,000 | 1,471,000 |
| Net income | 1,030,000 | 2,202,000 | 3,447,000 | 4,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,947,000 | 38,206,000 | 38,526,000 | 39,909,000 |
| Total capital | 40,446,000 | 41,888,000 | 42,226,000 | 43,544,000 |
| Risk-weighted assets | 279,726,000 | 294,334,000 | 295,735,000 | 290,499,000 |