Call reports 2018
TRADITIONS BANK — 2018
What TRADITIONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 339,475,000 | 347,599,000 | 352,234,000 | 352,121,000 |
| Total loans | 277,676,000 | 284,206,000 | 285,895,000 | 284,203,000 |
| Allowance for loan losses | 3,421,000 | 3,555,000 | 3,646,000 | 3,621,000 |
| Securities available for sale | 16,568,000 | 17,843,000 | 18,042,000 | 19,340,000 |
| Securities held to maturity | 3,006,000 | 3,007,000 | 4,081,000 | 4,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,148,000 | 309,446,000 | 313,992,000 | 312,874,000 |
| Interest-bearing deposits | 244,856,000 | 250,465,000 | 252,225,000 | 254,783,000 |
| Noninterest-bearing deposits | 56,292,000 | 58,981,000 | 61,767,000 | 58,092,000 |
| Equity capital | 34,676,000 | 34,388,000 | 35,286,000 | 36,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,645,000 | 9,546,000 | 14,642,000 | 19,831,000 |
| Interest expense | 397,000 | 841,000 | 1,335,000 | 1,877,000 |
| Net interest income | 4,248,000 | 8,705,000 | 13,307,000 | 17,954,000 |
| Noninterest income | 939,000 | 1,820,000 | 2,793,000 | 3,836,000 |
| Noninterest expense | 3,721,000 | 7,468,000 | 11,234,000 | 15,180,000 |
| Provision for loan losses | 294,000 | 592,000 | 1,197,000 | 1,817,000 |
| Pretax income | 1,172,000 | 2,465,000 | 3,669,000 | 4,793,000 |
| Income tax | 312,000 | 658,000 | 928,000 | 1,085,000 |
| Net income | 860,000 | 1,807,000 | 2,741,000 | 3,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,031,000 | 34,751,000 | 35,756,000 | 36,827,000 |
| Total capital | 38,367,000 | 38,157,000 | 39,171,000 | 40,215,000 |
| Risk-weighted assets | 266,832,000 | 272,315,000 | 272,980,000 | 270,787,000 |