Call reports 2017
TRADITIONS BANK — 2017
What TRADITIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 327,224,000 | 335,540,000 | 339,962,000 | 330,260,000 |
| Total loans | 253,161,000 | 260,434,000 | 271,750,000 | 272,784,000 |
| Allowance for loan losses | 3,203,000 | 3,291,000 | 3,303,000 | 3,315,000 |
| Securities available for sale | 15,583,000 | 15,460,000 | 15,197,000 | 16,159,000 |
| Securities held to maturity | 3,001,000 | 3,005,000 | 3,006,000 | 3,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,280,000 | 298,898,000 | 303,455,000 | 292,938,000 |
| Interest-bearing deposits | 239,275,000 | 239,369,000 | 245,495,000 | 241,025,000 |
| Noninterest-bearing deposits | 52,006,000 | 59,530,000 | 57,961,000 | 51,913,000 |
| Equity capital | 32,148,000 | 32,926,000 | 33,327,000 | 34,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,241,000 | 8,615,000 | 13,192,000 | 17,866,000 |
| Interest expense | 366,000 | 737,000 | 1,104,000 | 1,492,000 |
| Net interest income | 3,875,000 | 7,878,000 | 12,088,000 | 16,374,000 |
| Noninterest income | 505,000 | 1,477,000 | 2,487,000 | 3,492,000 |
| Noninterest expense | 3,183,000 | 6,526,000 | 9,769,000 | 13,220,000 |
| Provision for loan losses | 270,000 | 657,000 | 1,177,000 | 1,610,000 |
| Pretax income | 966,000 | 2,214,000 | 3,671,000 | 5,078,000 |
| Income tax | 309,000 | 719,000 | 1,304,000 | 1,957,000 |
| Net income | 657,000 | 1,495,000 | 2,367,000 | 3,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,309,000 | 32,942,000 | 33,361,000 | 34,149,000 |
| Total capital | 35,324,000 | 36,060,000 | 36,616,000 | 37,417,000 |
| Risk-weighted assets | 241,038,000 | 249,172,000 | 260,390,000 | 261,448,000 |