Call reports 2016
TRADITIONS BANK — 2016
What TRADITIONS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 305,995,000 | 305,016,000 | 315,835,000 | 317,722,000 |
| Total loans | 243,599,000 | 249,971,000 | 257,152,000 | 259,801,000 |
| Allowance for loan losses | 3,554,000 | 3,637,000 | 3,716,000 | 3,271,000 |
| Securities available for sale | 15,724,000 | 15,181,000 | 16,042,000 | 14,832,000 |
| Securities held to maturity | 2,981,000 | 2,987,000 | 2,991,000 | 2,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,397,000 | 270,570,000 | 280,823,000 | 282,771,000 |
| Interest-bearing deposits | 227,623,000 | 225,751,000 | 231,603,000 | 236,152,000 |
| Noninterest-bearing deposits | 44,775,000 | 44,819,000 | 49,219,000 | 46,619,000 |
| Equity capital | 29,830,000 | 30,587,000 | 31,118,000 | 31,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,123,000 | 8,364,000 | 12,745,000 | 17,146,000 |
| Interest expense | 346,000 | 688,000 | 1,037,000 | 1,391,000 |
| Net interest income | 3,777,000 | 7,676,000 | 11,708,000 | 15,755,000 |
| Noninterest income | 1,025,000 | 2,268,000 | 3,395,000 | 3,992,000 |
| Noninterest expense | 3,490,000 | 7,050,000 | 10,610,000 | 13,655,000 |
| Provision for loan losses | 118,000 | 505,000 | 1,090,000 | 1,341,000 |
| Pretax income | 1,194,000 | 2,389,000 | 3,531,000 | 4,879,000 |
| Income tax | 373,000 | 747,000 | 1,103,000 | 1,642,000 |
| Net income | 821,000 | 1,642,000 | 2,428,000 | 3,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,647,000 | 30,350,000 | 30,968,000 | 31,857,000 |
| Total capital | 32,542,000 | 33,314,000 | 34,011,000 | 34,918,000 |
| Risk-weighted assets | 230,942,000 | 236,479,000 | 242,789,000 | 244,641,000 |