Call reports 2014
TRADITIONS BANK — 2014
What TRADITIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 268,213,000 | 274,444,000 | 282,028,000 | 283,173,000 |
| Total loans | 217,328,000 | 227,229,000 | 236,019,000 | 235,061,000 |
| Allowance for loan losses | 3,470,000 | 3,546,000 | 3,686,000 | 3,520,000 |
| Securities available for sale | 12,277,000 | 12,289,000 | 16,871,000 | 17,165,000 |
| Securities held to maturity | 2,941,000 | 2,946,000 | 2,951,000 | 2,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,664,000 | 242,590,000 | 247,202,000 | 249,951,000 |
| Interest-bearing deposits | 202,590,000 | 207,648,000 | 212,139,000 | 215,795,000 |
| Noninterest-bearing deposits | 35,074,000 | 34,942,000 | 35,063,000 | 34,156,000 |
| Equity capital | 24,492,000 | 25,133,000 | 25,865,000 | 26,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,688,000 | 7,607,000 | 11,759,000 | 15,908,000 |
| Interest expense | 296,000 | 605,000 | 940,000 | 1,288,000 |
| Net interest income | 3,392,000 | 7,002,000 | 10,819,000 | 14,620,000 |
| Noninterest income | 841,000 | 1,844,000 | 2,950,000 | 3,791,000 |
| Noninterest expense | 2,943,000 | 6,025,000 | 9,346,000 | 12,555,000 |
| Provision for loan losses | 280,000 | 640,000 | 1,040,000 | 1,191,000 |
| Pretax income | 1,010,000 | 2,181,000 | 3,383,000 | 4,665,000 |
| Income tax | 344,000 | 748,000 | 1,155,000 | 1,626,000 |
| Net income | 666,000 | 1,433,000 | 2,228,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,421,000 | 24,993,000 | 25,707,000 | 26,623,000 |
| Total capital | 27,037,000 | 27,728,000 | 28,532,000 | 29,426,000 |
| Risk-weighted assets | 208,412,000 | 217,986,000 | 225,176,000 | 223,507,000 |