Call reports 2013
TRADITIONS BANK — 2013
What TRADITIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 236,179,000 | 236,623,000 | 250,958,000 | 251,677,000 |
| Total loans | 180,652,000 | 182,302,000 | 195,445,000 | 209,978,000 |
| Allowance for loan losses | 3,037,000 | 2,963,000 | 3,284,000 | 3,362,000 |
| Securities available for sale | 15,662,000 | 13,584,000 | 12,889,000 | 12,514,000 |
| Securities held to maturity | 2,921,000 | 2,924,000 | 2,930,000 | 2,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,298,000 | 210,737,000 | 222,989,000 | 218,824,000 |
| Interest-bearing deposits | 181,745,000 | 180,526,000 | 191,926,000 | 190,405,000 |
| Noninterest-bearing deposits | 27,553,000 | 30,210,000 | 31,063,000 | 28,419,000 |
| Equity capital | 22,633,000 | 23,064,000 | 23,205,000 | 23,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,630,000 | 10,220,000 | 13,970,000 |
| Interest expense | 245,000 | 490,000 | 742,000 | 1,000,000 |
| Net interest income | 2,998,000 | 6,140,000 | 9,478,000 | 12,970,000 |
| Noninterest income | 813,000 | 1,751,000 | 2,535,000 | 3,426,000 |
| Noninterest expense | 2,545,000 | 5,377,000 | 8,090,000 | 10,922,000 |
| Provision for loan losses | 271,000 | 671,000 | 1,056,000 | 1,526,000 |
| Pretax income | 995,000 | 1,893,000 | 2,917,000 | 3,998,000 |
| Income tax | 341,000 | 635,000 | 996,000 | 1,369,000 |
| Net income | 654,000 | 1,258,000 | 1,921,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,340,000 | 23,005,000 | 23,216,000 | 23,722,000 |
| Total capital | 24,553,000 | 25,247,000 | 25,567,000 | 26,236,000 |
| Risk-weighted assets | 176,211,000 | 178,603,000 | 187,138,000 | 200,289,000 |