Call reports 2012
TRADITIONS BANK — 2012
What TRADITIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,632,000 | 220,943,000 | 233,013,000 | 229,304,000 |
| Total loans | 168,689,000 | 173,178,000 | 177,184,000 | 181,639,000 |
| Allowance for loan losses | 2,733,000 | 2,841,000 | 2,935,000 | 3,026,000 |
| Securities available for sale | 22,461,000 | 18,013,000 | 16,992,000 | 16,624,000 |
| Securities held to maturity | 0 | 0 | 2,827,000 | 2,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,012,000 | 198,220,000 | 208,013,000 | 202,360,000 |
| Interest-bearing deposits | 173,118,000 | 174,750,000 | 182,984,000 | 176,376,000 |
| Noninterest-bearing deposits | 23,894,000 | 23,470,000 | 25,029,000 | 25,984,000 |
| Equity capital | 20,431,000 | 21,102,000 | 21,355,000 | 22,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,357,000 | 9,726,000 | 13,216,000 |
| Interest expense | 292,000 | 560,000 | 815,000 | 1,067,000 |
| Net interest income | 2,811,000 | 5,797,000 | 8,911,000 | 12,149,000 |
| Noninterest income | 479,000 | 1,131,000 | 1,883,000 | 2,712,000 |
| Noninterest expense | 2,329,000 | 4,678,000 | 7,228,000 | 10,033,000 |
| Provision for loan losses | 370,000 | 690,000 | 1,045,000 | 1,296,000 |
| Pretax income | 591,000 | 1,608,000 | 2,584,000 | 3,596,000 |
| Income tax | 184,000 | 551,000 | 880,000 | 1,213,000 |
| Net income | 407,000 | 1,057,000 | 1,704,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,194,000 | 20,847,000 | 20,997,000 | 21,684,000 |
| Total capital | 22,209,000 | 22,926,000 | 23,152,000 | 23,884,000 |
| Risk-weighted assets | 160,478,000 | 165,527,000 | 171,621,000 | 175,211,000 |