Call reports 2011
TRADITIONS BANK — 2011
What TRADITIONS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,048,000 | 213,123,000 | 218,824,000 | 221,437,000 |
| Total loans | 162,515,000 | 160,322,000 | 164,515,000 | 165,441,000 |
| Allowance for loan losses | 2,288,000 | 2,423,000 | 2,631,000 | 2,688,000 |
| Securities available for sale | 15,081,000 | 12,254,000 | 16,933,000 | 23,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,055,000 | 191,860,000 | 198,001,000 | 196,928,000 |
| Interest-bearing deposits | 168,415,000 | 172,349,000 | 176,608,000 | 174,657,000 |
| Noninterest-bearing deposits | 16,640,000 | 19,511,000 | 21,393,000 | 22,271,000 |
| Equity capital | 19,506,000 | 19,578,000 | 19,995,000 | 20,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,038,000 | 6,118,000 | 9,289,000 | 12,430,000 |
| Interest expense | 491,000 | 972,000 | 1,403,000 | 1,745,000 |
| Net interest income | 2,547,000 | 5,146,000 | 7,886,000 | 10,685,000 |
| Noninterest income | 654,000 | 1,275,000 | 1,756,000 | 2,419,000 |
| Noninterest expense | 2,145,000 | 4,513,000 | 6,675,000 | 8,980,000 |
| Provision for loan losses | 775,000 | 1,075,000 | 1,720,000 | 2,296,000 |
| Pretax income | 281,000 | 885,000 | 1,299,000 | 1,880,000 |
| Income tax | 87,000 | 279,000 | 416,000 | 567,000 |
| Net income | 194,000 | 606,000 | 883,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,645,000 | 19,563,000 | 19,848,000 | 20,284,000 |
| Total capital | 21,609,000 | 21,515,000 | 21,805,000 | 22,269,000 |
| Risk-weighted assets | 156,825,000 | 155,717,000 | 155,852,000 | 158,113,000 |