Call reports 2010
TRADITIONS BANK — 2010
What TRADITIONS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 206,435,000 | 204,327,000 | 206,447,000 | 215,954,000 |
| Total loans | 160,478,000 | 163,466,000 | 163,847,000 | 163,633,000 |
| Allowance for loan losses | 1,931,000 | 2,202,000 | 2,432,000 | 2,451,000 |
| Securities available for sale | 14,875,000 | 14,481,000 | 13,012,000 | 12,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,415,000 | 180,619,000 | 182,732,000 | 190,238,000 |
| Interest-bearing deposits | 168,967,000 | 165,351,000 | 167,404,000 | 175,225,000 |
| Noninterest-bearing deposits | 15,448,000 | 15,268,000 | 15,328,000 | 15,013,000 |
| Equity capital | 18,540,000 | 18,788,000 | 19,226,000 | 19,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,289,000 | 9,455,000 | 12,602,000 |
| Interest expense | 753,000 | 1,435,000 | 2,061,000 | 2,609,000 |
| Net interest income | 2,362,000 | 4,854,000 | 7,394,000 | 9,993,000 |
| Noninterest income | 424,000 | 812,000 | 1,370,000 | 1,910,000 |
| Noninterest expense | 1,940,000 | 4,167,000 | 6,275,000 | 8,542,000 |
| Provision for loan losses | 407,000 | 802,000 | 1,342,000 | 1,746,000 |
| Pretax income | 439,000 | 697,000 | 1,156,000 | 1,624,000 |
| Income tax | 158,000 | 215,000 | 358,000 | 484,000 |
| Net income | 281,000 | 482,000 | 798,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,558,000 | 18,762,000 | 19,091,000 | 19,444,000 |
| Total capital | 20,489,000 | 20,764,000 | 21,092,000 | 21,454,000 |
| Risk-weighted assets | 159,131,000 | 159,986,000 | 159,611,000 | 160,387,000 |