Call reports 2003
TRADITIONS BANK — 2003
What TRADITIONS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 19,549,000 | 26,147,000 |
| Total loans | 8,675,000 | 15,860,000 |
| Allowance for loan losses | 107,000 | 198,000 |
| Securities available for sale | 3,032,000 | 5,876,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 10,789,000 | 17,892,000 |
| Interest-bearing deposits | 8,891,000 | 16,204,000 |
| Noninterest-bearing deposits | 1,898,000 | 1,688,000 |
| Equity capital | 8,347,000 | 8,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 129,000 | 436,000 |
| Interest expense | 11,000 | 66,000 |
| Net interest income | 118,000 | 370,000 |
| Noninterest income | 3,000 | 17,000 |
| Noninterest expense | 275,000 | 605,000 |
| Provision for loan losses | 107,000 | 198,000 |
| Pretax income | -261,000 | -414,000 |
| Income tax | -99,000 | -148,000 |
| Net income | -162,000 | -266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 8,338,000 | 8,079,000 |
| Total capital | 8,445,000 | 8,277,000 |
| Risk-weighted assets | 10,742,000 | 17,185,000 |