Call reports 2026
ONE AMERICAN BANK — 2026
What ONE AMERICAN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 360,324,000 | 285,193,000 |
| Total loans | 268,923,000 | 225,834,000 |
| Allowance for loan losses | 5,242,000 | 4,955,000 |
| Securities available for sale | 20,550,000 | 20,069,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 240,561,000 | 231,529,000 |
| Interest-bearing deposits | 221,830,000 | 213,093,000 |
| Noninterest-bearing deposits | 18,731,000 | 18,436,000 |
| Equity capital | 26,371,000 | 28,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,834,000 | 7,686,000 |
| Interest expense | 3,045,000 | 5,926,000 |
| Net interest income | 789,000 | 1,760,000 |
| Noninterest income | 251,000 | 2,630,000 |
| Noninterest expense | 2,497,000 | 5,341,000 |
| Provision for loan losses | 263,000 | 5,641,000 |
| Pretax income | -1,729,000 | -6,588,000 |
| Income tax | 8,000 | 33,000 |
| Net income | -1,737,000 | -6,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,626,000 | 29,469,000 |
| Total capital | 29,927,000 | 31,404,000 |
| Risk-weighted assets | 181,141,000 | 151,776,000 |