Call reports 2024
ONE AMERICAN BANK — 2024
What ONE AMERICAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 451,343,000 | 410,248,000 | 407,464,000 | 404,838,000 |
| Total loans | 328,045,000 | 319,956,000 | 313,100,000 | 303,156,000 |
| Allowance for loan losses | 6,931,000 | 7,416,000 | 7,051,000 | 6,747,000 |
| Securities available for sale | 21,776,000 | 21,006,000 | 23,805,000 | 23,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,866,000 | 285,633,000 | 284,265,000 | 275,743,000 |
| Interest-bearing deposits | 303,849,000 | 267,096,000 | 260,888,000 | 254,214,000 |
| Noninterest-bearing deposits | 19,017,000 | 18,537,000 | 23,377,000 | 21,529,000 |
| Equity capital | 31,171,000 | 28,220,000 | 27,228,000 | 32,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,486,000 | 10,762,000 | 15,705,000 | 20,641,000 |
| Interest expense | 4,101,000 | 7,978,000 | 11,870,000 | 15,633,000 |
| Net interest income | 1,385,000 | 2,784,000 | 3,835,000 | 5,008,000 |
| Noninterest income | 1,505,000 | 1,943,000 | 2,879,000 | 3,365,000 |
| Noninterest expense | 3,627,000 | 6,809,000 | 9,794,000 | 12,062,000 |
| Provision for loan losses | 722,000 | 2,073,000 | 2,453,000 | 2,923,000 |
| Pretax income | -1,459,000 | -4,243,000 | -5,579,000 | -6,626,000 |
| Income tax | 0 | 7,000 | -67,000 | -6,544,000 |
| Net income | -1,459,000 | -4,250,000 | -5,512,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,113,000 | 29,322,000 | 28,060,000 | 33,488,000 |
| Total capital | 35,119,000 | 32,226,000 | 30,863,000 | 36,203,000 |
| Risk-weighted assets | 236,590,000 | 227,702,000 | 219,940,000 | 213,141,000 |