Call reports 2023
ONE AMERICAN BANK — 2023
What ONE AMERICAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 431,324,000 | 424,225,000 | 478,931,000 | 438,970,000 |
| Total loans | 350,018,000 | 345,294,000 | 345,069,000 | 334,686,000 |
| Allowance for loan losses | 3,098,000 | 2,639,000 | 3,887,000 | 7,125,000 |
| Securities available for sale | 23,877,000 | 23,044,000 | 22,136,000 | 22,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,685,000 | 263,985,000 | 316,970,000 | 309,151,000 |
| Interest-bearing deposits | 315,911,000 | 244,211,000 | 294,514,000 | 284,425,000 |
| Noninterest-bearing deposits | 25,774,000 | 19,774,000 | 22,456,000 | 24,726,000 |
| Equity capital | 32,469,000 | 39,135,000 | 36,766,000 | 32,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,863,000 | 9,585,000 | 14,884,000 | 20,451,000 |
| Interest expense | 2,285,000 | 4,975,000 | 8,526,000 | 12,391,000 |
| Net interest income | 2,578,000 | 4,610,000 | 6,358,000 | 8,060,000 |
| Noninterest income | 628,000 | 7,103,000 | 8,327,000 | 9,528,000 |
| Noninterest expense | 5,576,000 | 10,006,000 | 13,822,000 | 17,853,000 |
| Provision for loan losses | 775,000 | 885,000 | 2,894,000 | 7,212,000 |
| Pretax income | -3,141,000 | 829,000 | -2,019,000 | -7,455,000 |
| Income tax | -812,000 | 248,000 | -449,000 | 8,411,000 |
| Net income | -2,329,000 | 581,000 | -1,570,000 | -15,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,544,000 | 32,284,000 | 29,183,000 | 33,565,000 |
| Total capital | 28,642,000 | 34,923,000 | 32,377,000 | 36,734,000 |
| Risk-weighted assets | 268,004,000 | 253,884,000 | 254,782,000 | 249,594,000 |