Call reports 2022
ONE AMERICAN BANK — 2022
What ONE AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 362,263,000 | 449,144,000 | 552,429,000 | 441,923,000 |
| Total loans | 330,976,000 | 371,673,000 | 484,739,000 | 376,915,000 |
| Allowance for loan losses | 1,927,000 | 1,944,000 | 2,234,000 | 2,500,000 |
| Securities available for sale | 1,641,000 | 26,133,000 | 25,068,000 | 23,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,083,000 | 347,322,000 | 427,008,000 | 358,668,000 |
| Interest-bearing deposits | 276,251,000 | 325,437,000 | 404,051,000 | 335,332,000 |
| Noninterest-bearing deposits | 21,832,000 | 21,885,000 | 22,957,000 | 23,336,000 |
| Equity capital | 46,121,000 | 46,958,000 | 48,254,000 | 34,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,098,000 | 7,953,000 | 13,568,000 | 19,292,000 |
| Interest expense | 495,000 | 1,191,000 | 2,705,000 | 4,770,000 |
| Net interest income | 3,603,000 | 6,762,000 | 10,863,000 | 14,522,000 |
| Noninterest income | 4,163,000 | 9,889,000 | 15,089,000 | 3,079,000 |
| Noninterest expense | 6,098,000 | 13,212,000 | 20,015,000 | 28,591,000 |
| Provision for loan losses | 689,000 | 921,000 | 1,574,000 | 2,391,000 |
| Pretax income | 976,000 | 2,510,000 | 4,356,000 | -13,385,000 |
| Income tax | 253,000 | 646,000 | 1,145,000 | -3,875,000 |
| Net income | 723,000 | 1,864,000 | 3,211,000 | -9,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,906,000 | 42,960,000 | 44,702,000 | 27,777,000 |
| Total capital | 43,833,000 | 44,904,000 | 46,936,000 | 30,277,000 |
| Risk-weighted assets | 262,451,000 | 266,738,000 | 378,504,000 | 285,510,000 |