Call reports 2021
ONE AMERICAN BANK — 2021
What ONE AMERICAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 461,733,000 | 365,823,000 | 445,093,000 | 345,640,000 |
| Total loans | 429,499,000 | 336,585,000 | 414,503,000 | 312,550,000 |
| Allowance for loan losses | 1,652,000 | 1,470,000 | 1,405,000 | 1,466,000 |
| Securities available for sale | 1,512,000 | 1,472,000 | 1,445,000 | 1,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,179,000 | 177,286,000 | 224,915,000 | 219,167,000 |
| Interest-bearing deposits | 138,421,000 | 148,197,000 | 201,560,000 | 197,690,000 |
| Noninterest-bearing deposits | 31,758,000 | 29,089,000 | 23,355,000 | 21,477,000 |
| Equity capital | 60,541,000 | 53,399,000 | 49,558,000 | 45,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,208,000 | 7,588,000 | 12,382,000 | 17,031,000 |
| Interest expense | 1,268,000 | 2,146,000 | 2,964,000 | 3,960,000 |
| Net interest income | 2,940,000 | 5,442,000 | 9,418,000 | 13,071,000 |
| Noninterest income | 14,098,000 | 11,992,000 | 14,086,000 | 11,455,000 |
| Noninterest expense | 15,738,000 | 25,695,000 | 35,052,000 | 41,267,000 |
| Provision for loan losses | 15,000 | 72,000 | 281,000 | 502,000 |
| Pretax income | 1,292,000 | -8,325,000 | -11,819,000 | -17,228,000 |
| Income tax | 336,000 | -2,136,000 | -1,793,000 | -3,120,000 |
| Net income | 956,000 | -6,189,000 | -10,026,000 | -14,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,103,000 | 51,179,000 | 47,716,000 | 41,190,000 |
| Total capital | 60,755,000 | 52,649,000 | 49,121,000 | 42,656,000 |
| Risk-weighted assets | 284,224,000 | 226,470,000 | 310,293,000 | 294,082,000 |